Tracy is a freelance writer and blogger with twelve years of experience in writing and blogging. In his articles, he shares ideas and strategies on how to save money and to keep a good budget. He is also a cost-conscious holiday enthusiast who enjoys sharing money-saving tips with those who love to celebrate. Tracy has since mastered the art of content creation. He blogs on his website Mister Penny Stocks about ways to invest in penny stocks and ideas to make money online.